Privacy Policy

​Introduction​

Finvisor understands that your privacy is important to you and that you care about how your personal data is used and shared online. We respect and value the privacy of everyone who visits this website, www.finvisor.ie (“our”, "we", "us"), and will only collect and use personal data in ways that are described here, and in a manner that is consistent with our obligations and your rights under the law.

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This Privacy Policy is issued on behalf of Finvisor, a trading name of Finvisor Limited a limited company registered in the Republic of Ireland, whose registered address is Owlpen, Clonee, Meath, Ireland, D15P656. 

We are not required to appoint a Data Protection Officer (DPO). However, the responsibilities of such an officer have been assumed by our Managing Director. These responsibilities include:

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1. Handling reported data breaches and informing the Data Protection Commission  (DPC) where necessary;

2. Defining appropriate policies and procedures; and

3. Responding to data subject requests to access the data we hold on them and correcting it where necessary.

 

If you have any questions, including any requests to exercise your legal rights, please contact our DPO at info@finvisor.ie.

Please read this Privacy Policy carefully and ensure that you understand it. Your acceptance of our Privacy Policy is deemed to occur upon your first use of our site. If you do not accept and agree with this Privacy Policy, you must stop using our site immediately.

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This Privacy Policy applies only to your use of our site. Our site may contain links to other websites. Please note that we have no control over how your data is collected, stored, or used by other websites and we advise you to check the privacy policies of any such websites before providing any data to them.

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Your Rights

As a data subject, you have the following rights under the Data Protection Law, which this Policy and our use of your personal data have been designed to uphold:

 

1. The right to be informed about our collection and use of personal data;

2. The right of access to the personal data we hold about you;

3. The right to rectification if any personal data we hold about you is inaccurate or incomplete;

4. The right to be forgotten – i.e. the right to ask us to delete any personal data we hold about you (we only hold your personal data for a limited time but if you would like us to delete it sooner, please contact us at info@finvisor.ie);

5. The right to restrict (i.e. prevent) the processing of your personal data;

6. The right to data portability (obtaining a copy of your personal data to re-use with another service or organisation);

7. The right to object to us using your personal data for particular purposes; and

8. Rights with respect to automated decision-making and profiling.

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If you have any cause for complaint about our use of your personal data, please contact us. If we are unable to help, you also have the right to lodge a complaint with Ireland’s supervisory authority, the Data Protection Commission. We would however appreciate the chance to deal with your concerns before you approach the Data Protection Commission, so please contact our DPO in the first instance.

For further information about your rights, please contact the Data Protection Commission at 21 Fitzwilliam Square South, Dublin 2, D02 RD28, Ireland. Alternatively, please contact using https://www.dataprotection.ie/en/contact/how-contact-us

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What Personal Data May We Collect From You

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). We may collect, use, store, and transfer different kinds of personal data about you. The main categories of such data are as follows:

 

1. Identity Data includes first name, middle name, last name, maiden name, username or similar identifier, marital status, title, date of birth, and gender;

2. Contact Data includes billing address, email address, and telephone numbers;

3. Financial Data includes bank account and payment card details;

4. Transaction Data includes details about payments to and from you and other details of services you have purchased from us;

5. Technical Data includes internet protocol (IP) address, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology details on the devices you use to access this website;

6. Usage Data includes information about how you use our website and services;

7. Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your communication preferences; and

8. We also collect, use, and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data may be derived from your personal data but is not considered personal data in law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.

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We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data) unless we have your explicit consent to do so. Nor do we collect any information about criminal convictions and offenses.

If you fail to provide personal data we may not be able to perform the contract we have or are entering into with you (for example, to provide you with services). In this case, we may not be able to provide a service to you but we will notify you if this is the case at the time.

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You have the right to withdraw your consent to us using your personal data at any time, and to request that we delete it. However, please be aware that this may impact the supply of our products and services to you and be subject to the terms of any contractual agreements you have signed.

 

With your permission and/or where permitted by law, We may also use your data for marketing purposes which may include contacting you by email telephone, text message, and post with information, news, and offers on our products and services. We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure that we fully protect your rights and comply with our obligations under the data protection law.

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We do not keep your data for any longer than is necessary in light of the reason(s) for which it was first collected. However, where legally required, we may retain your data for an extended period (a minimum of 6 years) after a contractual relationship has ceased.​

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How Do We Collect Your Personal Data

We use different methods to collect data from, and about you, including through the use of:

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1. Direct interactions - You may give us your Identity Data, Contact Data, and Financial Data by filling in online or hardcopy forms or by corresponding with us by post, phone, email, or otherwise. 

2. Automated technologies or interactions - As you interact with our website, we may automatically collect Technical Data about your browsing actions. We may collect this personal data by using cookies, server logs, and other similar technologies.

3. Third parties or publicly available sources - We may receive personal data about you from various third parties and/ or publicly available sources.

We only keep your personal data for as long as we need to to use it as described in this Privacy Policy, and/or for as long as we have your permission to keep it.

Data security is very important to us. We have put in place appropriate security measures to protect your personal information from being accidentally lost, used, or accessed in an unauthorised way, altered, or disclosed. If we have reason to suspect a personal data breach will notify you, and the regulator, where we are legally required to do so

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​How Do We Use Your Personal Data & Where Do We Store It

We will only use your data for specific purposes and under applicable laws. Most commonly, we will use your data in the following circumstances:

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1. To perform the contract we are about to enter into or have entered into with you;

2. Where it is for our legitimate business interests (or those of a third party) and your interests and fundamental rights do not override those interests; or

3. To comply with a legal or regulatory obligation.

Generally, we do not rely on consent as a legal basis for processing your data. In certain circumstances where this is required, e.g. in employment applications or in performing pre-employment checks, we will provide you with additional information separate from this Privacy Policy. We have set out below we may use your data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
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1. ​To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we provide to you. This is necessary for our legitimate interests, for example, it can help to better shape our marketing strategies;

2. To use data analytics to improve our website, services, marketing, customer relationships, and experiences;

3. To  protect our business and this website (including troubleshooting, data analysis, testing, system maintenance, support, reporting and hosting of data);

4. To manage our relationship with you. This is necessary for us to  comply with a legal obligation and is done so as a legitimate interest;

5. To register you as a new customer, partner, supplier, or employee to enter into a mutual contracting relationship. 

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​Sharing Your Personal Data and Transfer of Personal Data to Another Entity

We may share your data in certain circumstances:

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1. Our service providers and agents (including their sub-contractors) or third parties which process the information on our behalf (e.g. internet service and platform providers, payment processing providers, software application providers, and those organisations we engage to help us send communications to you) so that they may help us to provide you with the services and information you have requested or which we believe is of interest to you.

2. Third parties where you have a relationship with that third party and you have consented to us sending information (for example other professional advisers, social media sites, or other third-party application providers).

3. Credit reference and fraud prevention agencies.

4. Law enforcement agencies have requested personal data.

5. Any third party in the context of actual or threatened legal proceedings provided we can do so lawfully (for example in response to a court order).

6. Any third party in order to meet our legal and regulatory obligations, including statutory or regulatory reporting or the detection or prevention of unlawful acts.

7. Our professional advisors and auditors for the purpose of seeking professional advice or to meet our audit responsibilities.

8. Another organisation if we choose to sell, transfer, or merge parts of our business or assets.

9. Government departments and Regulators where reporting is mandatory under applicable law.

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​In limited and necessary circumstances, your data may be transferred outside of the EEA or to an international organisation to comply with our legal or contractual requirements. Where we do send your information to third parties who are based outside of the EEA we will only share your information with them because the following safeguards have been put in place:
 

1. The country we send your information to is deemed to provide an adequate level of protection by the European Commission;

2. The information is being transferred between organisations that are engaged in the same economic enterprise, or within our corporate group, and we have an agreement in place that sets out how your privacy will be protected; and

3. The entities we transfer your information to are based in the US and are part of the Privacy Shield which requires them to provide a similar level of protection to European standards.

4. In certain circumstances, we may be legally required to share certain data held by us, which may include your personal data, for example, where we are involved in legal proceedings, where we are complying with legal requirements, a court order, or a governmental authority.

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​We may, from time to time, expand or reduce our business and this may involve the sale and/or the transfer of control of all or part of our business. Any personal data that you have provided will, where it is relevant to any part of our business that is being transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use that data only for the same purposes for which it was originally collected by us.

In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes.

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​How Can you Control and Access Your Data

​In addition to your rights under the data protection laws, when you submit personal data via our site, you may be given options to restrict our use of your data. In particular, we aim to give you control over our use of your data for direct marketing purposes (including the ability to opt out of receiving emails from us which you may do by at the point of providing your details or by contacting us directly). You may access certain areas of our site without providing any data at all. However, to use all features and functions available on our site you may be required to submit or allow for the collection of certain data.

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You have the right to ask for a copy of any of your personal data held by us (where such data is held). Under the data protection laws, no fee is ordinarily payable and we will aim to provide any and all information in response to your request free of charge. We may, however, charge a reasonable fee if your request is clearly unfounded, repetitive, or excessive or we may refuse to deal with your request. We may also need to seek further information from you to confirm your identity before we release any personal information. This does not affect your right to make a complaint. You can contact our DPO by emailing info@finvisor.ie.​

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​Cookies

Our site may place and access certain first-party Cookies on your computer or device. First-party Cookies are those placed directly by us and are used only by us. We may use Cookies to facilitate and improve your experience of our site and to provide and improve our products services. By using our site you may also receive certain third-party Cookies on your computer or device. Third-party Cookies are those placed by websites, services, and/or parties other than us. Third-party Cookies are used on our site for marketing etc. In addition, our site uses analytics services provided by Google, which also uses Cookies. Website analytics refers to a set of tools used to collect and analyse usage statistics, enabling us to better understand how people use our site.

You can block cookies or change your settings at any time, using your browser’s cookie settings. However, this may mean that you are unable to use some or all of the content on our site. By using this site, we assume you accept all cookies from our website.

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Changes To This Policy

We may change this Privacy Policy from time to time (for example, if the law changes). Any changes will be immediately posted on our site and you will be deemed to have accepted the terms of the Privacy Policy on your first use of our site following the alterations. We recommend that you check this page regularly to keep up-to-date.​​​​​​​​​​​​

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